Since I'm going down in a ball of flames on several posts today - might as well add one more!
Since the Gaming Industry is self regulated (not like the movie industry where ratings are governed) and stores have no need to enforce the code (unlike theaters where they require proof of age) - The Rating of this game should of always been T for Teen like the movies... but as Zep mentioned and other posted above - since its wide open and Disney wanted the bigger audience to sell to - they can basically give (or get easily) the rating they wanted...