Nice guide. Thank you... I have a variation on the hands-odd table. Its simplied, but seems to work well.
blackjack_shortcut_card
Bottom line, you play based on what the dealer shows, and always assume that down card is a ten. If you're below 17 and he's above 7, you may be better off hitting.
USE the double-down! When you have 9,10 or 11 is the best time to use it. Also, if you are out of 10 cards to swap, then swap out a card to make 10 or 11 then HIT.