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The answer to this question depends on your experience and interest. The free version of the game is meant to give you a taste of how the game works. You get to experience most of main game play and can decide whether or not you like the game enough to really get into it. If you like it of course you should pay since full subscription gives you the whole game.
Did you also know that you get a 40% penalty on earning exp in free mode?
There are weapons and skills you cannot get until you pay. There are quests you cannot do unless you pay. Many (including myself) will not make friends with non paying members because you figure many will not stay in the game long. You can't get the decent ships of the game until you pay.
Why on earth if you like the game would you not upgrade to a pay account? If the 9.95/month is a problem then of course you won't pay, but wish you could.
And yes, they do have the ability to pay for 6 months or 1 year at a time. (6 month option makes more sense since you do not know now how long it will take to burn out on this game). Since they haven't added anything for higher level players I will not prepay for a 6 month account because as it is there is only enough in the game to keep me here another month. They do not delete your accounts after you stop paying, they just move it to a free account again and lock out most of your stuff. You can pay again later when they actually add more to the game.
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