Plundering!
I think you should raid dark hart, or go fishing, or just go on a public ship who's captain wants to get all royals. i have done that with a war frigate, and came back 2112 gold richer. so i would just keep plundering and fishing until you have enough money for a war frigate or a war gal, then get all royals. its a foolproof plan, unless you are a horrible sailor or a level one basic, witch I'm sure you not not ether.
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