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Speed Chat Plus = words not on the white list are replaced with "arr" or "garr"
Open Chat = no arr or garr when only Open Chat users are around you, in crew with you, or in Guild with you. However, if a Speed Chat Plus pirate is standing within view of your compass, in crew with you, or in guild with you, your Open Chat will be blocked from going through if it contains any words not in the white list. It will be blocked without warning, it will look like the message was sent, but nobody will receive it. (So if you feel you are being ignored, make sure your chat does not have any italicized words in it)
Open Chat is only available if when you created your account you gave a birthdate indicating you are 13 or older. To activate Open Chat (on a 13+ account), on the Disney webpage, go into Manage Account, on the Community Settings tab put a check mark next to where it says "Any Disney Member"
I believe an account identified as belonging to an adult can activate Open Chat on an account belonging to someone under 13 if that adult links to the child's account in the account manager, but I have not tried that so I do not know for sure.
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